Apartment Owners Insurance


If you own an apartment complex, then investing in property insurance is essential. We recognize all the money and hard work you’ve put into your apartment building, and that’s exactly why it needs adequate coverage.

Apartment owners insurance policies can provide protection against a wide variety of covered liabilities and losses. You don’t want to be stuck footing the bill for damage, repairs, or injury lawsuits so get insured today.

Here at Property Insurance HQ, we have been helping apartment owners since 1985.  Our licensed agents specialize in apartment insurance and are industry leaders in risk management. We offer competitive rates from some of the nation’s top carriers.

Give us a call today or fill out our online quote form.

The short answer is YES! Your apartment complex is your business and source of income; therefore, you must protect it against potential liabilities and losses. Your items can be damaged or stolen or someone could get injured on your property. You don't want to be left financially responsible for these damages.

Typically, insuring an apartment building ranges from $375 to over $800 per unit per year. This amount is dependent on the apartment’s location, the number of units you have, and prior claims history.


The coverage amount you need depends on your lender and your comfortability with risk. Most lenders will require you to get insurance in case a loss occurs. Oftentimes the value of the property and location will affect the amount of coverage you need.

Talk with one of our insurance professionals who can develop a coverage plan specific to you and your needs.

  • Choice: We work with some of the leading carriers in the nation.
  • Experience: We have been working with apartment complexes for years and have a team of trained agents ready to help.
  • Easy Communication: We connect you to a licensed agent on our team, so you have one point of contact. Call, chat online, email, text message – however you like to communicate we can help.
  • Billing Options: We offer multiple billing options to help manage your business.

  • Theft
  • Water Damage (excluding flood)
  • Fire
  • Injury
  • Vandalism
  • Personal Property
  • Wind and Hail
  • Loss of Income