Homeowner’s Insurance


If you own a house, homeowner’s insurance is a MUST! Whether you’re buying your first home or moving into a new one, you must protect your home from potential risks. Homeowner’s insurance covers the rebuild or repairs to your home in case of an event like a robbery, vandalism, lightening, wind, fire, a tree falling, etc. Protect what you love and what you’ve worked so hard for, get insured today.

Here at Property Insurance HQ, we offer competitive rates from some of the nation’s leading carriers in insurance. Our agents can work with you to come up with a custom plan that is specific to you and your situation.

The short answer is YES! If you own a home, it is crucial to get it insured. Accidents can happen and mother nature tends to have a mind of her own. We don’t want you stuck paying thousands of dollars in repairs when you shouldn’t have to!

Homeowners tend to spend around $1,000+ on homeowner’s insurance per year. This cost will vary from person to person and every situation is unique. Some factors can affect the cost of your insurance such as:

  • Your square footage
  • Past Claims
  • Credit Score
  • The age of the home
  • The location of the home
  • Upgrades
  • Pools and trampolines
  • The value of your home

The amount of coverage you need depends on the amount your lender requires and how much risk you are comfortable with. The more valuable your home and possessions are the more coverage you would want to have in case of a total loss.

Investing in loss assessment coverage is essential if you’re living in an HOA community. What this type of coverage does is protect you in case someone gets injured in a shared common area like the pool, tennis courts, clubhouse, etc. If an incident like this were to occur and they sue then residents in the neighborhood may have to cover the excess costs that aren’t covered by the master policy.

Contact one of our agents through our free online quote form or call us today so we can figure out how much coverage you need to protect you and your home.

Here at Property Insurance HQ, we will assign you to one of our agents who is trained and experienced in this type of insurance. Our agents even provide you with their cell phone numbers so you can reach them at any point. We provide several options for payment and are willing to speak with you on your preferred communication channel. Most importantly, we work with some of the nation’s top insurance providers, so we can provide you with several competitive rates to choose from.

  • Fire
  • Theft
  • Loss Assessment
  • Vandalism
  • Wind and Hail
  • Damage to Possessions
  • Injury
  • Tree falling on your house
  • Lightening