Flood Insurance


If you live in an area prone to flooding, you may want to consider flood insurance. Typically, this type of insurance is not included in your basic property coverage and it will have to be purchased separately. You don’t want to be stuck paying for water damage from a flood, so get insured today!

Here at Property Insurance HQ, we can get you in touch with one of our professionals who can walk you through the different options and find the right coverage for you.

The cost of flood insurance is dependent on the flood zone your home is located in. Once you’ve contacted one of our agents, they will discuss your flood exposure and pinpoint an exact price for you. Since every home and situation is different prices may vary.

If you live near a lake, river, or ocean you will want flood insurance. Since those areas are more prone to flooding you won’t want to take any chances. Flooding can ruin your home and cost you thousands of dollars in water damage. We don’t want you stuck paying for that!

Even if you don’t live in a high-risk area, floods can still happen! Heavy rains can cause areas that are considered low risk to flood. In fact, FEMA’s flood maps are 58% outdated so you may be at more at risk than you realize. Flood insurance is a must-have for everyone essentially.

To get an affordable and quality quote, contact one of our agents today!

The amount of coverage you need will depend on how much risk you're comfortable with. The closer you are to a body of water the more coverage you may need.

One of our agents can help you figure out how much coverage you need to protect your property and design a custom plan just for you. You may need more coverage depending on your house and the items you have inside.

Here at Property Insurance HQ, we will assign you to one of our agents who is trained and experienced in this type of insurance. Our agents even provide you with their cell phone numbers so you can reach them at any point. We provide several options for payment and are willing to speak with you on your preferred communication channel. Most importantly, we work with some of the nation’s top insurance providers, so we can provide you with several competitive rates to choose from.

A flood can happen if heavy rains cause a body of water to rise above the banks or when the ground is overly saturated and the water seeps into your home. Flood insurance covers the damages to your house and everything in it when an event like this occurs.