Rental Property Insurance


When you rent your property to tenants you need to make sure it is protected with the right insurance coverage. Whether you own a single family home or an apartment building, rental property insurance is a MUST! Some of the tenants who rent from you may not treat your place with the same respect as you would, and accidents can always happen. Whether you are renting to one family or own an apartment complex, Property Insurance HQ can offer you several quality and affordable quotes on your rental property insurance from some of the nation’s top carriers.

Talk with one of our insurance professionals today or submit a free online quote to get started!

The short answer is YES! Your rental property is your business and a source of income; therefore, you must protect it against potential losses. Your items can be damaged or stolen or someone could possibly get injured on your property. You don't want to be left financially responsible for these damages. Additionally, if you have a loan on the property, the lender will require insurance.

The answer to this question depends and every situation is unique. Factors that can affect the cost are:

  • Location of your property
  • The square feet
  • The age of the property
  • Your coverage and deductible
  • The type of rental property you own

Connect with one of our agents who can help create a custom plan for you and figure out an exact price to cover your rental home.

How much coverage you want is entirely up to you and your lender. The bank that you are lending from will most likely require you to have a certain amount of coverage in case of a loss. You will also want to take an inventory of your personal possessions and base that on how much coverage you need in case something gets damaged or stolen.

One of our professionals can work with you to figure out a customizable plan and decide how much coverage you need to protect you and your rental.

  • Theft
  • Vandalism
  • Water Damage
  • Fire
  • Wind and Hail
  • Personal Possessions
  • Injury
  • Loss of Income

Here at Property Insurance HQ, we will assign you to one of our agents who's trained and experienced in this type of insurance. Our agents even provide you with their cell phone numbers so you can reach them at any point. We provide several options for payment and are willing to speak with you on your preferred communication channel. Most importantly, we work with some of the nation’s top insurance providers, so we can provide you with several competitive rates to choose from.